Long Term Care

Protecting your financial dreams against the costs of long term care is another way to assist you in achieving your goals.

With longer life spans, one threat to your estate is the risk of requiring long term care later in life.  The cost of care in a facility or special treatment in your home can be substantial and is not likely to be fully covered through our provincial health plan.

Long term care insurance can help fund these costs without eroding your assets.  Typically it pays a benefit for each week you qualify. This usually means you have an inability to perform at least two activities of daily living or because of cognitive impairment.

If you would like to have an open discussion about your health care planning, costs and coverage during retirement, please feel welcome to contact us and start the conversation.