The Financial Landscape is Changing
Turbulent markets, uncertain employment, shifting demographics, and ever-changing retirement saving options can make planning a challenge.
More Canadians are retiring:
By 2020, one in five Canadians will be retired. This means fewer working Canadians will be contributing to public pension plans, and it may mean a strain on some seniors’ services. Would you be able to pay for services that are no longer publicly funded? Will your retirement plan reflect the latest legislative changes?
Pension structures are changing:
Government-sponsored retirement support, such as the Canada Pension Plan (CPP) and Old Age Security (OAS) are changing. At the same time as employers are taking a second look at company pension plans. Do you know how much you will need to save for your retirement?
Market Conditions are uncertain:
Interest rates continue at historic lows, forcing some investors to consider higher risk alternatives to achieve the necessary returns. Do you have an investment plan that can see you through changing market conditions?