02 October, 2020 Financial Planning Retirement

When a Spousal RRSP Still Makes Sense

A spousal Registered Retirement Savings Plan (RRSP) is all about paying less tax during retirement. The higher income spouse contributes to the plan during working years, but withdrawals in retirement are favourably taxed in the hands of the lower in...

02 October, 2020 Financial Planning

RRSP Season is Approaching

The RRSP contribution deadline is March 1, 2017. Generally, people know an RRSP is important when it comes to saving for their retirement, what they might not know is how to get the most out of this investment option....

02 October, 2020 Financial Planning

Big Bonus, Big Plans

Getting a year-end bonus? Here are some things to consider. Many companies pay annual discretionary bonuses to employees, either at year’s end or in the first few weeks of the following year. You may have been receiving a bonus for years now (possibly...

02 October, 2020 Financial Planning

Smart Talk About Your Insurance Options

When considering the purchase of insurance, the various available options can be a bit perplexing and stressful. Your advisor’s role is to analyze your particular situation and help you choose the best combination of coverage and payment options. They...

02 October, 2020 Financial Planning Investment Services

How Would You Like To Pay?

The benefits and drawbacks of cash versus credit. Last year, Canadian debt levels reached another record high, with the average household having more than $1.65 in debt for every dollar of annual disposable income.1 Most of that is mortgage debt, but...

02 October, 2020 Financial Planning

RRSP or TFSA?

We’re glad you asked. When it comes to saving for the future, should you use a Registered Retirement Savings Plan (RRSP) or Tax-Free Savings Account (TFSA)? The answer depends on your financial goals, investment time horizon and tax situation, but it...

16 July, 2020 Financial Planning

A New Economy is Emerging

In this four-minute video, Counsel’s Chief Investment Strategist, Rana Chauhan, shares reasons for the strong market recovery in Q2, and explains that we are witnessing the emergence of new economy....

27 April, 2020 Financial Planning

Money Dates 2020

This infographic highlights important deadlines, such as income tax returns and CPP and OAS benefit payment dates. Helping you to keep track of these critical dates....

18 February, 2020 Financial Planning

TFSA and RRSP 2020

Saving for the future involves using both RRSPs and TFSAs....

23 January, 2020 Financial Planning

Money Facts 2020

A quick reference guide that outlines contribution limits for RRSPs & TFSAs and more....

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